Teeth & Money

Financial advice for patients online

Partial payments give you financial leeway

If you require dental work, the financial aspect should not prevent you from visiting the dentist because you can now enter into a partial payment agreement with your dental practice instead – based on fair conditions and complete discretion. The agreement is managed by Zahnärztekasse AG.

Zahnärztekasse AG is a financial services company which handles invoicing on behalf of dental practices. Patients therefore receive a notification of the fees owing from Zahnärztekasse AG. This relieves the dental practice of its administrative duties and enables it to focus on caring for patients.


  • You can pay the fee in up to 12 instalments.
  • If you pay the full sum owed within 3 months of the issue date of the payment notification, you will not be subject to a partial payment surcharge.
  • The partial payment surcharge for interest and processing fees is 10% per year (excl. VAT).
  • The partial payment surcharge is based on the total sum quoted in the original payment notification, from the date of issue. The 10% is based on a whole year and will be charged on a pro rata basis.
  • It is not possible to combine sums from different payment notifications in the same partial payment agreement. Please apply for a separate partial payment agreement for each payment notification.